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Finance and Accounting

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Finance and Accounting

Credential: Bachelors Degree
Duration: 4 Years
Credit Hours: 120
Tuition Fee: AED 999 per credit hour (see detailed fee structure here)
Class Timings: Morning and Evening
Medium of Instruction: English

BBA Program Mission

The mission of the Bachelor of Business Administration (BBA) program is to provide students with the knowledge, skills and abilities required to serve as effective, responsible, and ethical leaders and managers in the modern workforce of today–anywhere in the world. It prepares graduates for a diverse assortment of careers in the business sector and for graduate studies. The program focuses on decision-making, problem-solving, developing strong ethical values, social responsibility, and working to achieve success in culturally-diverse settings.

Program Goals

The BBA program aims to provide its students with:

  • In-depth knowledge of business theory and practices.
  • Ability to function in multi-cultural global business environments.
  • Effective interpersonal skills and competencies in a variety of work-related settings.
  • Skills of making ethical and professional decisions, and practicing social responsibility.

Program Learning Outcomes

After graduation, students will be able to:

  • Apply appropriate business theories and practices to solve problems.
  • Utilize professional and responsible roles, independently and collectively, to achieve intended outcomes.
  • Practice professional integrity and ethical standards in a socially responsible manner.
  • Communicate effectively, using various tools and methods, as individuals and in teams in professional work-related contexts.
  • Utilize substantive knowledge of accounting and finance theories, principles, standards, and processes for analyzing financial data and financial market risks in various economic conditions and reporting.
  • Apply appropriate problem-solving techniques for financial planning, decision making, and internal controls to manage dynamic business situations.
  • Analyze finance and accounting issues to develop strategies and practices for improving the financial and managerial performance of organizations.

Degree Requirements

Program Requirements Total Credit Hours
General Education Courses 33 Credit Hours
Program Core Courses 51 Credit Hours
Program Specialization Courses 33 Credit Hours
Program Elective Courses 3 Credit Hours
Total  120 Credit Hours

General Education Courses | 11 Courses (33 Credit Hours)

SR. Course Code Course Name Credit Hours Teaching Hours Pre-requisites
1 ENG 101 English I 3 3 None
2 ENG 102 English II 3 3 ENG 101
3 ISL 201

ISLA 201

 Islamic Culture (English)

Islamic Culture (Arabic)

 3 3 None
4 SSS 101 Study Skills 3 3 None
5 UAE/A 201

UAE 201

 UAE Studies (Arabic)

UAE Studies (English)

 3 3 None
6 ENV 201 Environmental Science 3 3 None
7 HUM 101 Critical Thinking 3 3 None
8 CIS 101 Computer Fundamentals 3 3 None
9 MTH 101 College Mathematics 3 3 None
10 BUS 204 Innovation and Entrepreneurship 3 3 None
11 SOC 101 Introduction to sociology 3 3 None

Program Core Courses | 17 Courses (51 Credit Hours)

SR. Course Code Course Name Credit Hours Teaching Hours Pre-requisites
1 BUS 101 Introduction to Business 3 3 None
2 ACC 101 Accounting I 3 3 None
3 BUS 102 Business Statistics 3 3 MTH 101
4 ACC 202 Managerial Accounting 3 3 ACC 101
5 BUS 201 Business Communication 3 3 BUS 101
6 MKT 201 Principles of Marketing 3 3 BUS 101
7 ECO 200 Principles of Economics 3 3 BUS 102
8 MGT 402 Operations Management 3 3 MGT 302,BUS 102
9 BUS 320 Business Analytics 3 3 BUS 102,BUS 301
10 MGT-304 International Management 3 3 ECO 200
11 FIN 301 Financial Management 3 3 ACC 101,BUS 102
12 BUS 301 Business Research Methods 3 3 CIS 101,BUS 102
13 BUS 302 Business Law 3 3 BUS 101
14 MGT 303 Management Information System 3 3 CIS 101
15 MGT 302 Management and Organizational Behavior 3 3 BUS 101
16 BUS 202 Business Ethics 3 3 BUS 101
17 BUS 401 Business Policy and Strategy 3 3 Completion of 90 Credit Hours

Program Specialization Courses| 11 Courses (33 Credit Hours)

Sr. Course Code Course Name Credit Hours Teaching Hours Pre-requisites
1 ACC 301 Cost Accounting 3 3 ACC 202
2 ACC 302 Intermediate Accounting 3 3 ACC 202
3 FIN 302 Financial Institutions 3 3 FIN 301
4 ACC 304 International Accounting 3 3 ACC 202
5 ACC 303 Accounting Information Systems 3 3 ACC 101
6 FIN-306 Business Finance 3 3 FIN 301
7 ACC 403 Auditing 3 3 ACC 302
8 FIN 404 Banking Operations 3 3 FIN 302
9 FIN 402 Corporate Finance 3 3 FIN 301
10 FIN 495 Internship (Finance and Accounting) 3 3 Completion of 90 Credit Hours
11 FIN 499 Financial Statement Analysis (Capstone) 3 3 ACC 304,FIN 302

Program Elective Courses | Student select only 1 course (3 Credit Hours)

Sr. Course Code Course Name Credit Hours Teaching Hours Pre-requisites
1 ACC 402 Governmental Accounting (Elective) 3 3 ACC 302
2 FIN-405 Investment Management (Elective) 3 3 FIN 302
 

Notes :

  • MGT-304 is a combined course with the old study plan but it has a different prerequisite in this study plan.
  • FIN-306 is a combined course with the old study plan but in this study plan it is a mandatory course, and in the old study plan it is an elective.
  • FIN-405 is a combined course with the old study plan but in this study plan it is an elective course, and in the old study plan it is a mandatory.

 

Sr. Course Code Course Number Course Name Credit Hours
1 CIS 101 Computer Fundamentals 3
2 ENG 101 English I 3
3 ENG 102 English II 3
4 ENV 201 Environmental Science 3
5 HUM 101 Critical Thinking 3
6 MTH 101 University Mathematics 3
7 REL 201 Islamic Studies 3
RELA 201 Islamic Studies in Arabic
8 SOC 101 Introduction to Sociology 3
9 SSS 101 Study Skills 3
10 UAE 201 UAE Studies 3
UAEA 201 UAE Studies in Arabic
11 BUS 204 Innovation and Entrepreneurship 3
Total 33

 

Course Number Course Name Credit Hour Prerequisite
Semester1
BUS 101 Introduction to Business 3  
ENG 101 English I 3  
MTH 101 University Mathematics 3  
SOC 101 Introduction to Sociology 3  
SSS 101 Study Skills 3  
Semester 2
ACC 101 Accounting I 3  
BUS 102 Business Statistics 3 MTH 101
CIS 101 Computer Fundamentals 3  
ENG 102 English II 3 ENG 101
HUM 101 Critical Thinking 3  
Semester 3
ACC 202 Managerial Accounting 3 ACC 101
BUS 201 Business Communication 3  
BUS 202 Business Ethics 3  
ECO 201 Microeconomics 3  
RELA 201 Islamic Studies 3  
REL 201 Islamic Studies (in English) 3  
BUS 204 Innovation and Entrepreneurship 3 BUS 101,ECO 201
Semester 4
ECO 202 Macroeconomics 3  
FIN 301 Financial Management 3 ACC 101
MKT 302 Principles of Marketing 3 ECO 201
UAE 201 UAE Studies (in English) 3  
ENV 201 Environmental Science 3  
UAE/A 201 UAE Studies 3  
Semester 5
BUS 301 Business Research Methods 3 CIS 101,BUS 102
BUS 302 Business Law 3 ECO 201
MGT 302 Management and OrganizationalBehavior 3 ECO 201
MGT 303 Management Information Systems 3 CIS 101,ECO 201
MGT 304 International Management 3 ECO 201
Semester 6
BUS 401 Business Policy and Strategy 3  
MGT 402 Operations Management 3 BUS 102
ACC 301 Cost Accounting 3 ACC 202
FIN 302 Financial Institutions 3 FIN 301
MGT 305 Investment Management 3 FIN 301,BUS 102
Semester 7
ACC 302 Intermediate Accounting 3 ACC 202
FIN 306 Business Finance (Elective) 3 FIN 301
ACC 303 Accounting Information Systems 3 ACC 101
ACC 304 International Accounting 3 ACC 202
FIN 402 Corporate Finance 3 FIN 301
Semester 8
ACC 402 Governmental Accounting (Elective) 3 ACC 302
ACC 403 Auditing 3 ACC 302
FIN 404 Banking Operations 3 FIN 301
FIN 495 Internship (Finance and Accounting) 3  
FIN 499 Financial Statement Analysis(Capstone) 3 FIN 301,BUS 301,ACC 302

 

Note: The student shall select one elective subject.

Study Plan

  • Students must complete Islamic Studies and UAE Studies either in Arabic or English.
  • Students must select specialization courses from their program major.
  • The Internship is after year three. Students must successfully complete 90 credit hours to qualify for the Internship.
  • The capstone course in all specializations is required for graduation.
  • Students can finish the BBA program in less time by completing summer courses.
Year 1 • Semester 1
COURSE CODE COURSE NAME CREDIT HOURS PREREQUISITE
BUS 101 Introduction to Business 3  
ENG 101 English I 3  
MTH 101 College Mathematics 3  
SOC 101 Introduction to Sociology 3  
SSS 101 Study Skills 3  
Total Credit Hours 15  
Year 1 • Semester 2
COURSE CODE COURSE NAME CREDIT HOURS PREREQUISITE
ACC 101 Accounting I 3  
BUS 102 Business Statistics 3 MTH 101
HUM 101 Critical Thinking 3  
CIS 101 Computer Fundamentals 3  
ENG 102 English II 3 ENG 101
Total Credit Hours 15  
Year 2 • Semester 3
COURSE CODE COURSE NAME CREDIT HOURS PREREQUISITE
ACC 202 Managerial Accounting 3 ACC 101
BUS 201 Business Communication 3 BUS 101
MKT 201 Principles of Marketing 3 BUS 101
ECO 200 Principles of Economics 3 BUS 102
UAE 201 UAE Studies 3  
Total Credit Hours 15  
Year 2 • Semester 4
COURSE CODE COURSE NAME CREDIT HOURS PREREQUISITE
ENV 201 Environmental Science 3  
ISL 201 Islamic Studies/Islamic Studies (Arabic) 3  
ACC 301 Cost Accounting 3 ACC 202
BUS 202 Business Ethics 3 BUS 101
BUS 204 Innovation & Entrepreneurship 3  
Total Credit Hours 15  
Year 3 • Semester 5
COURSE CODE COURSE NAME CREDIT HOURS PREREQUISITE
FIN 301 Financial Management 3 ACC 101, BUS 102
BUS 301 Business Research Methods 3 BUS 102,CIS 101
BUS 302 Business Law 3 BUS 101 
MGT 303 Management Information System 3 CIS 101
MGT 302 Management & Org Behavior 3 BUS 101 
Total Credit Hours 15  
Year 3 • Semester 6
COURSE CODE COURSE NAME CREDIT HOURS PREREQUISITE
ACC 302 Intermediate Accounting 3 ACC 202
FIN 302 Financial Institutions 3 FIN 301
BUS 320 Business Analytics 3 BUS 102,BUS 301
MGT- 304 International Management 3 ECO 200
ACC 304 International Accounting 3 ACC 202
Total Credit Hours 15  
Year 4 • Semester 7
COURSE CODE COURSE NAME CREDIT HOURS PREREQUISITE
ACC 303 Accounting Information Systems 3 ACC 101
FIN- 306 Business Finance 3 FIN 301
MGT 402 Business Finance 3 BUS 102,MGT 302
ACC 403 Auditing 3 ACC 302
FIN 404 Banking Operations 3 FIN 302
Total Credit Hours 15  
Year 4 • Semester 8
COURSE CODE COURSE NAME CREDIT HOURS PREREQUISITE
BUS 401 Business Policy & Strategy 3 90 Credits
FIN 402 Corporate Finance 3 FIN 301
ACC 402 Governmental Accounting * 3 ACC 302
FIN 405 Investment Management* 3 FIN 302
FIN 495 Internship 3 90 Credits
FIN 499 Financial Statement Analysis (Capstone) 3 ACC 304, FIN 302
Total Credit Hours 15  
Cumulative Credit Hours 120  

Notes:

  • Students must select specialization courses from their program major.
  • Students must successfully complete 90 credit hours to qualify for the Internship.
  • Students choose 1 of 2 elective courses.

 

Course Description

Course English I Course Code ENG 101 Credit Hours 3
Pre-requisite(s)  None
The purpose of this course is to scaffold students writing abilities as it combines writing and grammar instructions to help them build the core skills necessary to write effectively for achieving a great success in their future careers. More specifically, the course highlights a paragraph’s structure and elements. The ENG 101 course starts by rendering students write a perfect sentence to a well-developed paragraph. The information used in this course will be needed in the essay writing, too. Writing conventions will be taught and practiced.
Course Title English II Course Code ENG 102 Credit Hours 3
Pre-requisite(s)  ENG 101
The main focus of this course is to write a fully developed essay through constructing students’ syntactic and semantic abilities to build up multi-leveled sentences and avoid many sentence errors that weaken their writing potentialities. In addition, this course enhances students ‘critical reading skill by training them to read various types of essays and analyze their organization critically. Furthermore, it familiarizes students with different the main parts and the types of expository essays that enable them to produce highly academic essays.
Course Title  Islamic Studies (in English) Course Code  ISL 201 Credit Hours 3
Pre-requisite(s)   None
The Islamic Studies course focuses on two fundamental areas: the first introduces the foundations of Islam such as Islamic faith and belief, Islamic culture, acts of worship, sources of Islamic legislation, and the main characteristics of Islam. The second area addresses a number of contemporary issues from an Islamic perspective. Important and interesting topics such as Islam and Globalization, Islam and the Human Being, Islam and Woman issues, are discussed objectively and in-depth. The course provides students with a profound insight into the Islamic perspectives related to tolerance and peaceful co-existence as opposed to violence, extremism, and terrorism. the course is designed to ensure student interaction, and enhance their competencies in intelligent discussion, problem-solving and critical thinking. This will be fulfilled through diverse learning strategies and methods in an encouraging academic environment.
الساعات المعتمدة: 3 رقم المساق:ISLA 201 اسم المساق: الثقافة الإسلامية
المتطلب السابق: لا يوجد
يتناول هذا المساق :معنى الثقافة بنحو عام ،ومفهوم الثقافة الإسلامية ، مع بيان أهميتها ،وخصائصها ،كالربانية والإيجابية والعموم والشمول والوسطية وغيرها .

ويتناول بيان المصادر الأساسية للثقافة الإسلامية( القرآن ،والسنة،والإجماع ،والقياس،والإجتهاد)

كما يتناول هذا المساق مجالات الثقاقة الإسلامية الرئيسةمن (العقائد،والعبادات،ونظام الأخلاقفي الإسلام)

كما أنه يشرح أهم النظم الإسلامية المعاصرة من ( نظام الأسرة \ الاجتماعي ، والنظام الاقتصادي ،والنظام السياسي ،والنظام القضائي ،ونظام العقوبات)ويبرز الدور الحضاري للإسلام، من خلال بيان أثر الحضارة الإسلامية في نظام الحضارة الحديثة وسبق الإسلام إلى إقرار حقوق الإنسان.

ولم يغفل هذا المساق عن توضيح : أهم التحديات الفكرية المعاصرة التي تواجه الثقافة الاسلامية،من ( الغزو الفكري ،العلمانية ،العولمة ، الاستشراق،التبشير،التقليد والتبعية ،والثقافات الوافدة / التغريب الثقافي)وبيان كيفية مواجهتها
Course Title Study Skills Course Code SSS 101   Credit Hours 3
Pre-requisite(s) None
This course equips students with the study skills needed for success in their undergraduate studies. It is also useful for acquiring skills that can be used in their personal lives, in their classrooms as well as in the workplace. Students learn several techniques they can use in the areas of communication, research practices, teamwork, creativity, critical thinking, presentation skills, and exam-taking techniques.
Course Title UAE Studies (in English) Course Code UAE 201 Credit Hours 3
Pre-requisite(s) None
This UAE Studies course provides students with a comprehensive record of the Emirates historical and cultural roots as well as a glimpse of the Country’s geological history and geographical location. The course pays particular attention to the Arab and Islamic identity of the UAE people as well as their success in maintaining a tangible balance between originality and modernity, despite diverse challenges. Because the UAE past, present, and future-oriented experiences have been a great successful story, students will enrich their knowledge of the social, cultural, economic, educational and political development of a society which moved from a traditional, simple life to an elevated status at the regional and international levels . Students will be able to compare between the past and present of the Country and visualize its futuristic vision that covers several decades ahead.
الساعات المعتمدة: 3 رقم المساق:UAE/ A 201 اسم المساق: دراسة مجتمع الإمارات العربية المتحدة
المتطلب السابق: لا يوجد
يتناول هذا المساق دراسة المجتمعات الإنسانية عموما ويتناول على وجه الخصوص السمات العامة و المقومات الرئيسية لمجتمع دول الإمارات العربية المتحدةوالموقع الجغرافي والسكان ونموهموالتركيب النوعي والعمومي للسكان،وكذلك يتطرق إلى الجانب الاقتصادي و الجغرافي للسكان.ويتناول الجوانب الأسرية و النظام الأسري والقبلي وطبيعة الحكم في المجتمع القبلي ، كما أن المساق يتناول طبيعة الخدمات المقدمةللمجتمع قبل مرحلة النفط وبعدها إضافة إلى دراسة دور وتطور المؤسسات الثقافية والتربيوية والإعلامية وما تقدمه من خدمات للمجتمع الإماراتي.
Course Title Environmental Science Course Code ENV 201 Credit Hours 3
Pre-requisite(s) None
This interdisciplinary approach to our world emphasizes the history of environmental concerns, species interaction (both with each other and their environment), air, water, soil and biological resources, population dynamics, toxicology, energy sources, land use management, and other related topics. Basic principles of science are incorporated throughout the course.
Course Title Critical Thinking Course Code HUM 101 Credit Hours 3
Pre-requisite(s) MGT 550
This course explores the process of recognizing, analyzing, and solving problems encountered in everyday life. The structured steps allow students to evaluate an argument and give equal importance to reasons and claims. The student will develop the skills and positive habits required to make sound reflective decisions in turn making successful and reasoned judgement.
Course Title Computer Fundamentals Course Code CIS 101

 

 Credit Hours 3
Pre-requisite(s) None
This course is an introduction to the basics of computer science. The focus in this course is on the analysis of computer components. This course also deals with the use of software in word processing, spread sheet, and designing presentations and databases. The course begins with a definition of the computer, its importance, and the most important parts used for input, processing, output, and storage. It also deals with the types of networks and their uses. The course also addresses the problems associated with the use of computers, the confidentiality and security of information and privacy, and completing the course with an extensive analysis of some applied programs, especially word processing, working on worksheets, and designing databases and presentations.
Course Title College Mathematics Course Code MTH 101 Credit Hours 3
Pre-requisite(s)  None
This course provides a sound, intuitive understanding of the basic concept’s students’ needs as they pursue careers in business, economics, plus life and social sciences. It includes a brief review of intermediate functions, graphs, algebra, equations and inequalities, exponential and logarithmic functions, linear systems, with single variable calculus, which includes: limits, derivatives, and applications of derivatives as well as indefinite and definite integrals and some applications.
Course Title  Innovation and Entrepreneurship Course Code BUS 204

 

 Credit Hours 3
Pre-requisite(s) None
In this course, students explore the key theories and research on entrepreneurship and innovation, and then examine their application in the broader and contemporary context. The course context includes corporate and public services, emerging technologies and economies, sustainability and development, and creating and capturing value from entrepreneurship and innovation. The course equips students with innovative and entrepreneurial mindset and its related core skills including development of a comprehensive Business plan. Readings, case studies, and discussions help organize the course material with clear and essential links between entrepreneurship and innovation.
Course Title  Introduction to Sociology Course Code  SOC 101 Credit Hours 3
Pre-requisite(s)  None
This course is an introduction to the study of people and their interaction with each other, the environment, and various social groups. Students develop awareness of the relationship between individual beliefs, attitudes, and behaviors, plus the greater society and culture. They will also learn how to apply sociological concepts to current issues that affect individuals, modern society, and the international community. 
Course Title  Introduction to Business Course Code  BUS 101 Credit Hours 3
Pre-requisite(s)  None
This course provides first-year students with an understanding of business systems and guides them to the field of business organizations. It intends to familiarize students with the basic concepts of business and introduces them to the terms used in business processes, operations, and organizations. The course emphasizes the importance of today’s dynamic business environment, globalization, social responsibility, types of ownership, human dimension, essentials of marketing and financial management.
Course Title  Accounting I Course Code  ACC 101 Credit Hours 3
Pre-requisite(s) None
The significance of accounting and the challenges it presents. Extensive coverage and review of major concepts followed by practical exercises.
Course Title Business Statistics Course Code BUS 102 Credit Hours 3
Pre-requisite(s)  MTH 101
This course introduces students to statistical analysis and how it relates to business decision making. Students will learn how to apply statistical tools for the collection, presentation, description, analysis and interpretation of data in business contexts. Topics covered include variables, levels of measurements, basic survey design, descriptive measures, probability analysis, sampling methods, confidence interval and hypothesis testing, and correlation and regression analysis. The course includes theoretical and practical lectures.
Course Title  Managerial Accounting Course Code  ACC 202 Credit Hours 3
Pre-requisite(s)  ACC 101
The course will provide a study of the role of the management accountant in the preparation, analysis, and interpretation of accounting and financial data for business management purposes.
Course Title  Business Communication Course Code  BUS 201 Credit Hours 3
Pre-requisite(s)  BUS 101
This course focuses on the development of professional oral and written communication skills, which are essential for success in today’s digitally enhanced workplace. Students will increase their abilities to write memos, letters, emails, and presentations, as well as their capacity to participate in and chair meetings. Students will also learn how to write a résumé and examine the strategies and approaches required for interview success.
Course Title  Principles of Marketing Course Code  MKT 201 Credit Hours 3
Pre-requisite(s)  BUS 101
This course describes the relationship between the firm and its customers, market opportunities and customer value. It analyzes the marketing environment and ways to manage marketing information. It helps the students to explain product, product life cycle, customer-driven marketing strategy, consumer buyer behavior, product decisions, pricing strategies, distribution channels and promotion mix.
Course Title  Principles of Economics Course Code  ECO200 Credit Hours 3
Pre-requisite(s)   BUS 102
This course is an introduction to a set of economic concepts and theories. It is offered to business school students and others and includes topics related to microeconomics and macroeconomics. One important theme for the course is that understanding economics makes you see the world differently and that many of people’s intuitions about how the social world works are flat-out wrong. The course focuses on economic decision-making processes of the consumer, business firms and the government.
Course Title   Operations Management Course Code   MGT 402 Credit Hours 3
Pre-requisite(s)   BUS 102, MGT 302
This course Introduces students to the dynamic field of Operations Management:

converting inputs into outputs through established processes. This course focuses on the strategic decisions that operations managers have to make along with concepts of distribution, project management, quality assurance, and lean manufacturing. Students engage in several practical exercises to enhance skills related to operational planning and execution.
Course Title   Business Analytics Course Code   BUS 320 Credit Hours 3
Pre-requisite(s)   BUS 102,BUS 301
The course helps the students understand business analytics by exploring the capabilities and challenges of data-driven decision-making. The course includes hands-on work with data and software. Students will learn how to use business analytics tools such as excel, analysis tool Pack, tree plan and solver add-ins for decision making.
Course Title   International Management Course Code   MGT-304 Credit Hours 3
Pre-requisite(s)   ECO 200
This course Introduces students to the dynamic field of Operations Management:

converting inputs into outputs through established processes. This course focuses on the strategic decisions that operations managers have to make along with concepts of distribution, project management, quality assurance, and lean manufacturing. Students engage in several practical exercises to enhance skills related to operational planning and execution.
Course Title  Financial Management Course Code  FIN 301 Credit Hours 3
Pre-requisite(s)  ACC 101, BUS 102
The course gives an understanding and perspective on the financial management functions in an organization. It provides the ability to use tools like financial statement analysis, financial planning and working capital management. It enhances long term investment decisions through the use of valuation principles and equips students with the ability and confidence to tackle common financial problems in practice.
Course Title  Business Research Methods Course Code  BUS 301 Credit Hours 3
Pre-requisite(s)  BUS 102; CIS 101
The course is designed to introduce the business research process where students learn to understand the managerial problems and formulate research questions and hypotheses. Students gain insight into choosing the right research design, construction of research instruments, sampling, both qualitative and quantitative data collection, data analysis and report presentation.
Course Title  Business Law Course Code  BUS 302 Credit Hours 3
Pre-requisite(s)  BUS 101
This course introduces the legal framework of business and application of laws in the business world. Emphasis is placed on contracts, negotiable instruments, Law of Tort, Agency Law, Employment Contracts, how court systems operate, and legal aspects of managing corporations. Students learn ways to apply legal and ethical doctrines to commercial and business transactions.
Course Title  Management Information Systems Course Code  MGT 303 Credit Hours 3
Pre-requisite(s)  CIS101
The course provides an overview of Management Information Systems (MIS) in business. It provides students with the concepts and importance of MIS in creating and managing successful, competitive firms in today’s environment. In addition, this course explains the key concepts related to software, database systems, and systems development and e-Business systems and discusses business problems using information systems and information technology, along with enterprise business systems. Finally, this course compares how organizations, management, and technology are brought together to form networked enterprises and decision support systems.
Course Title  Management and Organizational Behavior Course Code  MGT 302 Credit Hours 3
Pre-requisite(s)  BUS 101
This course provides an overview of the major functions of management like planning, organizing, staffing, leading, and controlling. It also provides a balanced coverage of all the key elements comprising the discipline of Organizational Behavior in a style that students will find both informative and interesting. Students will learn about the relation between structure and culture; leadership, motivation, teamwork, and communication. 
Course Title  Business Ethics Course Code  BUS 202 Credit Hours 3
Pre-requisite(s)  BUS 101
This course will cover the Traditional ethical theories and how they apply to business. The course provides an understanding of how ethical issues in business arise and some strategies to control or resolve them.
Course Title  Business Policy and Strategy Course Code  BUS 401 Credit Hours 3
Pre-requisite(s)  Completion of 90 Credit Hours
The course offers the most recent theories and current practices in strategic management. The development and implementation of corporate strategies as well as functional strategies in various areas of business activity such as finance, sourcing, production, human resource management, marketing, and international business.
Course Title  Cost Accounting Course Code  ACC 301 Credit Hours 3
Pre-requisite(s)  ACC 202
This course will cover the procedures and principles of cost accounting with emphasis on gathering and reporting cost accounting information for purposes of accurate financial reporting. Students will analyze cost accounting information to aid in managerial decision making.
Course Title  Intermediate Accounting Course Code  ACC 302 Credit Hours 3
Pre-requisite(s)  ACC 202
One of the goals of the intermediate accounting course is to orient students to the application of accounting principles and techniques in practice. It provides coverage of the principles and structure of financial accounting statements and financial disclosures. Topics include cash, receivables, inventory, property, depreciation, intangible assets, and long-term liabilities.
Course Title  Financial Institutions Course Code  FIN 302 Credit Hours 3
Pre-requisite(s)  FIN 301
This course will examine the theory of financial intermediation in the context of banks, savings and loans, public and private insurance companies, and investment banking.
Course Title  International Accounting Course Code  ACC 304 Credit Hours 3
Pre-requisite(s)  ACC 202
This course provides first-year students with an understanding of business systems and guides them to the field of business organizations. It intends to familiarize students with the basic concepts of business and introduces them to the terms used in business processes, operations, and organizations. The course emphasizes the importance of today’s dynamic business environment, globalization, social responsibility, types of ownership, human dimension, essentials of marketing and financial management.
Course Title  Accounting Information Systems Course Code  ACC 303 Credit Hours 3
Pre-requisite(s)  ACC 101
Many traditional accounting functions are now embodied in systems that require a different combination of technical and financial knowledge. The AIS course is designed to provide this combination of knowledge and skill sets to meet the new challenges and opportunities of the information technology world. This course explains the application of computer technology in the design, implementation and operation of accounting tools, the actual processing of accounting transactions, and the application of these systems to the accounting cycle.
Course Title  Business Finance Course Code  FIN- 306 Credit Hours 3
Pre-requisite(s)  FIN 301
This course provides an overview of the business finance field, financial environment, analysis of financial statements and financial planning. Time value of money concepts and calculations would be used to value financial instruments like bonds and stocks. Capital appraisal techniques would be applied to make long term investment decisions. 
Course Title  Auditing Course Code  ACC 403 Credit Hours 3
Pre-requisite(s)  ACC 302
This course presents auditing concepts and procedures. It provides students with a clear perspective of the current auditing environment and discusses the challenges inherent in the auditing practice, and how the auditor can live up to the expectations of the profession.
Course Title  Banking Operations Course Code  FIN 404 Credit Hours 3
Pre-requisite(s)  FIN 302
This course explores a multitude of aspects in banking operations and includes detailed coverage of organizations, structures, transactions, funds management, banking services, and loan processes.
Course Title  Corporate Finance Course Code  FIN 402 Credit Hours 3
Pre-requisite(s)  FIN 301
This course will offer students the opportunity to analyze the financing decisions of a firm. Students will explore the process of issuing securities and evaluate various payout and debt policies. They will also examine the internal and external sources for long-term funding.
Course Title  Internship (Finance and Accounting) Course Code  FIN 495 Credit Hours 3
Pre-requisite(s)  Completion of 90 Credit Hours
This course offers students the chance to gain firsthand experience in an actual workplace environment. It also provides students with the opportunity to apply their academic knowledge to practical work situations. It introduces and exposes students to the differences between obligations and responsibilities in their personal lives and those found in the working world.
Course Title  Financial Statement Analysis (Capstone) Course Code  FIN 499 Credit Hours 3
Pre-requisite(s)  ACC 304, FIN 302
This is a capstone course. It will provide students with a fundamental understanding of how to interpret accounting data presented in financial statements. It will demonstrate popular tools and techniques in analyzing and interpreting financial statements. Moreover, basic concepts and conventions on the construction of financial statements will be briefly viewed. Students are expected to complete a capstone paper that covers most accounting and finance concepts.
Course Title  Governmental Accounting (Elective) Course Code  ACC 402 Credit Hours 3
Pre-requisite(s)  ACC 302
The goal of this course is to provide a broad range of information about governmental accounting and financial reporting that is used. The course deals with fund accounting which is the basic model used for internal accounting and for part of the external reporting for governments. 
Course Title  Investment Management (Elective) Course Code  FIN -405 Credit Hours 3
Pre-requisite(s)  FIN 302
The course will emphasize risks, returns, and the investment process. Students will evaluate alternative investment instruments, investment environments, introduction to analysis and valuation techniques, and an introduction to portfolio management.

Career Opportunities

Finance and Accounting graduates can expect to find employment in many of the positions listed below:

  • Auditing
  • Management Accountant
  • Financial Accountant
  • Taxation Accountant
  • Budget Analyst
  • Public Accountant
  • Government Accountant
  • Banking
  • Brokerage
  • Insurance
  • Investments
  • Real Estate
  • Public Sector
  • Private Sector

Program Tuition Fee

Application⬧Admission⬧Registration Fees ( Undergraduate Programs )
Program Degree Major Medium of

Instruction

 Program Duration Credit Hours Tuition Fee per credit hour in AED Annual

Tuition Fee for 10 Courses in AED
Health

Sciences

 Bachelor Dental

Surgery

 English 5 years 194 2200 88,000

(40 Credit hours)
Business

Administration

 Bachelor Marketing English 4 years 120 999 29,970
Bachelor Finance &

Accounting

 English 4 years 120 999 29,970
Bachelor Human

Resource

Management

 English 4 years 120 999 29,970
Bachelor Human

Resource

Management

 Arabic & English 4 years 129 1029 30,870
Bachelor Management

Information

Systems

 English 4 years 120 999 29,970
Bachelor Hospitality and Tourism Management English 4 years 120 908 27,240
Law

Program

 Bachelor Law Arabic & English 4 years 129 1029 30,870
Public

Relations and

Advertising

 Bachelor Public

Relations

 Arabic & English 4 years 126 999 29,970
Bachelor Advertising Arabic & English 4 years 126 999 29,970

 

Item Amount in AED Description
Application and Admission Fee 1500 One-time fee submitted with the application (non-refundable)
Application and Admission Fee

(for International Students)

 3000 One-time fee submitted with the application (non-refundable)
Registration Fee 550 Per semester (Fall and Spring) (non-refundable)
Registration Fee 330 Per session (Summer) (non-refundable)
Students Activities Fee 275 Per semester (Fall and Spring) (non-refundable)
Students Activities Fee 110 Per session (Summer) (non-refundable)
Transfer of Credits Fee 330  
Late Registration 220 One-time fee submitted with the request (non-refundable)
Intensive English Program – Per course
Level 1 6050 The program consists of 3 levels
Level 2 4840 Duration is one semester (180 Study Hours)
Level 3 4235 Duration is one semester (135 Study Hours)
Intensive English Program for Programs taught in Arabic – Duration is one semester (90  Study Hours)

The program consists of 2 levels
Level 1 4538 Duration is one semester (112 Study Hours)
Level 2 4235 Duration is one semester (90 Study Hours)
Visa processing Fee 2000 –
Visa Deposit 5000 Refundable at the time of visa cancelation and cross verify with PRO team after completing one year of study at CU Ajman.
Computer Lab Fees 715 Bachelor of Dental Surgery
Laboratory and Clinic fees

(per semester) 1st to 3rd Year

 4400 Bachelor of Dental Surgery
Laboratory and Clinic fees

(per semester) 4th and 5th Year

 6600 Bachelor of Dental Surgery

 
Productive lab Fee (per semester)

4th and 5th Year

 3300 Bachelor of Dental Surgery
Training Fees (4th and 5th year) summer 1 4400 Bachelor of Dental Surgery (per session)
Training Fees (4th and 5th year) summer 2 4400 Bachelor of Dental Surgery (per session)
Add/Drop Processing fee 33 For each request form
Re-Test Fee (Undergraduate) 330  
Incomplete Exam fee (Undergraduate) 1100  
Graduation Fee 1375  
Transcript Fee 83  
ID Replacement Fee 55  
Degree Replacement / Extra copy fee 550  
Change Major Fee 550  
Grade Appeal Fee 220 Per Course
  • Fees are subject to 5% Value Added Tax (VAT).
  • Annual Tuition Fees exclude the registration, student activities and text books fees.
  • AED represents United Arab Emirates Dirhams.
  • CU Ajman may charge fees for additional services and facilities as required, and may increase fees at anytime without prior notice.

Notes: * CU Ajman may charge fees for additional services and facilities as required and may increase fees at any time without prior notice.

** The mentioned fees do not include (5% VAT)

Faculty Profiles

Name                           : Dr.Jaishu Antony

Academic Position    : Associate Professor/ Acting Head of                    

                                        Finance and Accounting Department.

College/Department:

Bachelor of Business Administration (BBA)/ Finance and Accounting Department

Education:

  1. PhD –(Doctor of Philosophy) in Commerce from Mahatma Gandhi University, India.
  1. Com – (Master of Commerce) from Mahatma Gandhi University, India.
  1. Phil -- (Master of Philosophy) in Commerce from Cochin University of Science and Technology, India.
  1. Com – (Bachelor of Commerce) from Mahatma Gandhi University, India.
  1. Ed – (Bachelor of Education) in Commerce from Mahatma Gandhi University, India.
  1. DSE- (Diploma in Software Engineering) from Cochin Software Technology Parks of India.
  1. SET – (State Eligibility Test)Certified Commerce Teacher, certified by Directorate of Education Government of Kerala India.

Professional Experience:

      Associate Professor /Acting Department

      Head with 14 years of academic and 2

      years of industrial experience. 

  1. 2013 – to date: Assistant Professor / Associate Professor / Deputy Department Head/Acting Head of Finance and Accounting Department City University College of Ajman, United Arab Emirates.
  2. 2011 – 2013: Assistant Professor, Master of Business Administration Department World of Knowledge Management Development Centre (WKMDC) Dubai, United Arab Emirates.
  3. 2008 – 2010: Lecturer, Master of Business Administration Department, Toch Institute of Science and Technology, India.
  4. 2004 – 2005: (Industrial Experience) Assistant Manager Accounts Department, Plants (INDIA) Machines (PVT) LTD. India.

Teaching Areas:

Accounting and Finance.

Research Areas:

  • Accounting practices.
  • Banking practices.
  • Financial Markets and Investments.
  • Corporate Finance.
  • Behavioral Finance.

Memberships:

Member of Accountants & Auditors Association (AAA) United Arab Emirates

Conference Presentation:

  1. Participated in the Work shop on “Designing Learning outcomes, Assessment Writing and Rubrics” held on 2019
  2. Participated in the Conference on “Ajman International Urban planning” held between 24-26 April 2017.
  3. Participated in the Work shop on “Connecting Assessments and Course Learning Outcomes” held on 2015.
  1. Participated in the Work shop on “Connecting assessments and course learning out comes” held on 19 November 2015
  2. Participated in the Conference seminar on “International Financial Reporting Standards” held   on 4-August 2010

Publications:

  1. “A study on the perception of the consumers towards online shopping in uae “, Global Journal of Management and Business Research: G Interdisciplinary. (Accepted) 2021 March. Double Blind Peer Reviewed International Research Journal. Online ISSN: 2249-45887188 & Print ISSN: 0975-5853. ProQuest, EBSCO, Google Scholar, Cite Factor
  2. “A study on the impact of plastic money on consumer spending pattern.”, Global Journal of Management and Business Research: G Interdisciplinary. Volume 18 Issue 3 Version 1.0 Year 2018 18, Issue 3 Version 1.0, September. Double Blind Peer Reviewed International Research Journal. Online ISSN: 2249-45887188 & Print ISSN: 0975-5853. ProQuest, EBSCO, Google Scholar, Cite Factor
  3. “A study on consumer debt stress caused by credit cards.”, Arabian Journal of Business and Management Review Volume 8, Issue 1, February 2018. ISSN: 2223-5833, Double Blind Peer Reviewed International Research Journal, ProQuest, Google Scholar, Cite Factor, Impact Factor:0.7261 
  4. “A study on effectiveness of labour welfare mesures in loss making public sector undertakings in Kerala” International Journal of Innovative Research in Management Studies (IJIRMS) Volume 2, Issue 7, August 2017. pp.5-12. ISSN:2455-7188, Google Scholar, G-Gate, Thomson Reuters Researcher ID: J-5005-2016, Impact Factor:0.7261 
  5. “Effectiveness of Grievance Redressal System in Loss Making Public Sector Undertakings in Kerala” Erudition, The Albertian Journal of Management.ISSN 093-7839, 11, Issue 1 January 2017, pg 28-36.
  6. “Impact of trade unionism on labour productivity in loss making public sector undertakings in Kerala” Erudition, The Albertian Journal of Management.ISSN 093-7839, 11, Issue 2 August 2016, pg 28-36.
  7. “Effectiveness of compensation management in the loss making public sector undertakings in Kerala ”, Erudition, The Albertian Journal of Management.ISSN 093-7839 Vol 10, Issue 1, January 2016.
  8. "Impact of Proposed Corporate Income Tax in UAE - Special Reference to FDI and GDP". Mathematical Statistician and Engineering Applications ISSN: 2094-0343 2326-9865 Page Number: 1097-1110 Publication Issue: Vol. 71 No. 3s (2022)
  9. "Stock Market Response to Changes in the Statutory Corporate Income Tax Rate: Comparative Analysis between Developed and Developing Economies", International Academic Journal of Accounting and Financial Management Vol. 9, No. 2, 2022, pp. 14-20. ISSN 2454-2350
  10. "A Study on Financial Stress and Related Health Problems among the Employees in UAE", International Journal of Research in Management Studies (IJRMS) Vol. 12, No. 2, August 2022

Name                          : Dr. Zaheda R. D.

Academic Position     : Assistant Professor

College/Department:

Bachelor of Business Administration

Faculty of Finance & Accounting

Education:

-     Ph.D. in Management (Specialization in Finance) from Banasthali University

-     Masters in Business Administration (MBA) with specialization in Accounting, from Columbus University, United States of America

-     Bachelors in Commerce from University of Bombay, India, with major in Financial Accounting and Auditing

Professional Experience:

-     Certified Management Accountant (CMA) certification from the Institute of Management Accountants (IMA – USA)

-     Associate Cost & Management Accountant (ACMA) certification from the Institute of Cost Accountants of India (ICAI)

-     Certified Fraud Examiner (CFE) certification from the Association of Certified Fraud Examiners, USA.

-     Diploma in Forensic Accounting from Brentwood Open Learning College, U.K. Certified by NCFE.

-     ‘Value Added Tax (VAT) in the GCC’ from Kaplan Genesis.

Teaching Areas:

  • Financial Management
  • Business and Corporate Financial Strategy
  • International Finance
  • Financial Statement Analysis
  • Financial Modelling
  • Business Valuation
  • Managerial Finance
  • Financial Accounting
  • Intermediate Accounting
  • IFRS and International Accounting
  • Management Accounting and Decision Making
  • Cost and Control Management

Research Areas:

  • Financial Accounting
  • Accounting Ethics
  • Financial Markets and Investments
  • Financial Economics
  • Behavourial Finance
  • Corporate Finance and Capital Structure

Memberships:

  • Registered Member of the Institute of Management Accounts - USA (IMA).
  • Associate member of ICAI (India)
  • Member of the Association of Certified Fraud Examiners (ACFE) USA.

Conference Presentation:

  • ‘Fraud Risk in the Banking Sector’ Dubai, organized by Opening Thinking & Crowe (November 2018).
  • RIMS Risk Forum 2016 Middle East, Dubai, organized by ACFE.
  • Investment Profitability Analysis & Tools for Evaluating Investment Opportunities, Fairview Consult for Nigerian Government Organizations (2015).

Publications:

“Fostering Accounting Ethics: A Perspective from the UAE.” Journal of Business Ethics, Researchjournali, Vol. 5, No. 1, March 2019, ISSN 2348-0971.

“An Empirical Analysis of the Vulnerability of the GCC Countries to the Financial Crisis of 2008” Skyline Business Journal, Volume XI, Issue 1-2015-2016, ISSN 1998-3425.


Name: Dr. Faisal Khan

Academic Position: Acting Deputy Head, Assistant Professor

College/Department:

Department of Finance and Accounting, College of Business

Education:

Doctor of Philosophy (Specialization in Finance)

Awarded Best Postgraduate Student Award and Gold Medal

University Technology Malaysia (UTM)

Master of Business Administration (Specialization in Finance) with CGPA of 3.84

Riphah International University, Pakistan

Chartered Accountancy-Inter/Found. (CAF)

Institute of Chartered Accountants of Pakistan (ICAP)

Bachelor of Commerce (Specialization in Accounting) with A Grade

Infonexus College of Commerce, UAF, Pakistan

Professional Experience:

Independent and Non-Remunerative Member of Board of Directors: Didar Asia Limited, Dubai, UAE. (2016-2021)

Assistant Director- Internal Control and Financial Reporting: Imran Hadi Murtaza & Co. Chartered Accountants, Islamabad, Pakistan. (2005-2010)

Teaching Areas:

Finance, Accounting, Auditing, Taxation, Economics and Business Policy

Research Areas:

Capital  Markets, Investment Analysis,

Risk Management, Portfolio Management, Corporate Finance, Financial Accounting, Cost and Management Accounting, Auditing, Corporate Governance, Strategic Management and Macroeconomics

Memberships:

Member of Institute of Chartered Accountants of Pakistan (ICAP)

PhD Approved Supervisor in Higher Education Commission of Pakistan

PhD Approved Supervisor in Higher Education Commission of Malaysia

Conference Presentation:

  1. The antecedents of Consumer Eco-Friendly Vehicle Purchase Behavior: Perception-Personality-Innovativeness and Sustainability Model, International Conference on Management in Emerging Markets, University of Applied Sciences and Arts Northwestern Switzerland, ICMEM, August 3-5, 2020.
  1. Dynamics of Perceived Pro-Environmental Behavior: A Conceptual Mediation Model, Foreseeing the Future of Human Resources Post COVID-19: Challenges and Opportunities, City University College of Ajman, 17-18 March 2021.
  1. Perceived E-learning Experience and Its Impact on Learning Related Outcomes:
    An Empirical Study of Undergraduate Students of UAE, Proceeding of E-Learning Conference, City University College of Ajman, 25 April 2018.
  1. Causes of dilemma of bad loans, management reaction and level of success of reactions in Pakistan, International Conference on Science, Technology and Social Sciences, University Technology Mara, Pahang, Malaysia. 20-22 November, 2012.
  2. Political risk and some other factors causing non-performing loans in Pakistan: An empirical study of Pakistani commercial banks, International Conference on Science, Technology and Social Sciences, University Technology Mara, Pahang, Malaysia. 20-22 November, 2012.
  3. An Overview of Corporate Governance Issues in Financial Sector of Pakistan, Proceedings of International Conference on Science Technology and Social Sciences (ICSTSS 2012). University Technology MARA, Pahang, 2012.
  4. Influence of Culture Orientation on the Relationship between Leadership Styles and Effective Performance upon Sales Managers and Salespersons, Academy of Human Resource Development 10th International Conference of the Asia Chapter, University Putra Malaysia, Kuala Lumpur, Malaysia, 03-06 December, 2011.
  5. Corporate Governance in Financial Sector of Pakistan: Current State and Room for Improvement, COMSATS University of Science and Technology, Lahore, Pakistan, 28-30 December, 2011.

Journal Publications:

  1. How external auditor quality moderates the relation between internal audit committee effectiveness and accounting conservatism, American Journal of Finance and Accounting-Accepted Forthcoming, 2021.
  2. Is CSR the New Competitive Environment for CEOs? The Association between CEO Turnover, Corporate Social Responsibility and Board Gender Diversity: Asian Evidence, Corporate Social Responsibility and Environmental Management, 28 (2), 731-747, 2021.
  3. Accounting conservatism and firms’ performance: evidence from Malaysian listed firms, American Journal of Finance and Accounting-Accepted Forthcoming, 2021.
  4. Lagged Economic Exposure of Stock Returns: Role of Firm Nature of Business Effect, International Journal of Management, Accounting and Economics, Vol. 7, No. 3, March, 2020.
  5. New Evidence on Lagged Effect of Macroeconomic Variables on Stock Returns: A Case of Firm Size, Journal of Independent Studies and Research-Management, Social Sciences and Economics-Accepted forthcoming- 2021.
  6. New Evidence on the Role of Size Effect in Determining the Pricing of Risk, Volatility Dynamics, and Economic Exposure of Firm Returns, International Journal of Applied Behavioral Economics (IJABE,) Volume 9, Issue 3, September 2020.
  7. Does Dividend Policy Determine Stock Price Volatility? (A Case Study of Malaysian Manufacturing Sector), Journal Global Policy and Governance, Vol 9, Issue 1, October, 2020.
  8. The Relationship between Financial Reporting System and Project Success: A Case of Construction Projects in UAE, Journal of Modern Accounting and Auditing, Vol. 16, No.8, August 2020.
  9. Dividend Policy and Smoothening Behavior of the Southeast Asian Countries including Japan, International Journal of Corporate Finance and Accounting, Volume 7, Issue 2, December, 2020.
  10. Firm Earning and Dividend Policy: A Case of Malaysian Stock Market, International Journal of Economics and Management Studies (SSRG-IJEMS), Volume 7, Issue 1, Jan 2020.
  11. . The Relationship between Accounting Frauds and Economic Fluctuations: A Case of Project Based Organizations in UAE, Journal of Economics and Public Finance, Vol. 6, No. 1, 2020
  12. Macroeconomic Factors and Stock Market Inefficiency: Role of Trading Effect, International Journal of Economics and Management Studies (SSRG-IJEMS), Volume 7, Issue 3, March 2020.
  13. Probing the Effects of Transformational Leadership on Employees’ Job Satisfaction with Interaction of Organizational Learning Culture, SAGE Open, Vol. 1, Issue, 9, June 2020.
  14. Firms Audit Committee and External Auditor Influence on Accounting Conservatism and Firm's Performance, International Journal of Management, Accounting and Economics, Volume 6, Issue 1, pp 22-47, 2019.
  15. Macroeconomic Sensitivity, Risk-Return Trade-Off and Volatility Dynamics: Evidence from Developed and Developing Markets, International Journal of Corporate Finance and Accounting (IJCFA,) Volume 6, Issue 1, pp 1-16, 2019.
  16. Exploring the Mediating Role of Feedback Environment in the Relationship between Supervisors’ Emotional Intelligence and Employees’ Performance. International Journal of Asian Business and Information Management (IJABIM). Volume 10, Issue 3, 2019.
  17. Return Volatility and Macroeconomic Factors: A Comparison of US and Pakistani Firms. Business and Economic Review. Vol. 10, Issue. 2, pp. 1-28. 2018.
  18. Role of Environmental Management Systems Certification, Corporate Governance and Ownership Structure in Firm’s Efficiency: A Comparison of ISO 14001 Certified and Non-Certified Firms in Pakistan, Arabian Journal of Business and Management Review, Volume 8, Issue 3, July 2018.
  19. Audit Committee Effectiveness and Accounting Conservatism: A Test of Lagged Effect. International Journal of Corporate Finance and Accounting, Vol. 5, Issue. 2, pp. 42-64. 2018.
  20. Pricing of Risk and Volatility Dynamics on Emerging Stock Market: Evidence from Aggregate and Disaggregate Data, Economska Istrazivanja- Economic Research, Vol. 29, Issue 1, pp. 799-815, 2016.
  21. Pricing of Risk, Various Volatility Dynamics and Macroeconomic Exposure of Firm Returns: New Evidence on Age Effect, International Journal of Economics and Financial Issues, Volume 6, Issue 2, Page: 551-561 (2016).
  22. Monetary Policy and Stock Market Liquidity, Gulf-Pacific Journal of Business Administration, Volume 2, Issue 1, pp: 1-15. (2017).
  23. Is Linter Model Good or Bad? A Tale of Tiger Cub, Gulf-Pacific Journal of Business Administration, Volume 1, Issue 2, Page: 152--163 (2016).
  24. A Tale of Islamic Financing: Theory vs. Practice, Journal Global Policies and Governance, Volume 5, Issue 2, Page: 119-133 (2016).
  25. Impacts of Merger and Acquisitions on Stock Returns: A Case of Financial Sector Firms of Pakistan, Gulf-Pacific Journal of Business Administration, Volume 2, Issue 1, pp: 63-81. (2017).
  26. Trading Effect Emerging Stock Markets Risks-Return Volatility Dynamics and Enterprises Economic Exposure, Transition Studies Review, 21 (1): 91-112 (2014).
  27. Do Market Power, Board Composition and Ownership Concentration Influence Dividend Policy? (An Empirical Study of Malaysian Industrial Sector), International Journal of Information Processing and Management, 5(3), 1-16 (2014).
  28. Volatility Dynamics, Pricing of Risk and Macroeconomic Sensitivity of Stock Returns in the Presence of Firm Nature of Business Effect. Doriana Journal, 48 (6): 18-43 (2014).
  29. Economic Exposure of Stock Returns on Karachi Stock Exchange: Substantiation from Both Aggregate and Disaggregate Data. International Journal of Information Processing and Management, 5(2), 25-39 (2014).
  30. Lagged Macroeconomic Variables Sensitivity of Firm Stock Returns on an Emerging Stock Market. International Journal of Information Processing and Management, 5(2), 40-57 (2014).
  31. Behaviour of Various Volatility Dynamics of Firm Stock Returns. Actual Problem of Economics, 162 (12): 252-259, (December, 2014).
  32. 32.The Impacts of Corruption, Macroeconomic Instability and Market Competitiveness on Bank’s Profitability, International Journal of Information Processing and Management, 5(3), 17-29 (2014).
  33. Determinants of organizational development: empirical investigation from higher Education institutes of Pakistan, Journal Political Science, Semantic Scholar, 2012
  34. Relationship between stock prices and economic variables: Sectoral analysis. Actual Problem of Economics, 143 (5): 544-553 (2013).
  35. Factors affecting knowledge sharing, stress and team building of industrial sector of Pakistan, Academic Journal of Management Sciences, 1(1), 57-65. (2012).
  36. Determinants of organizational development: empirical investigation from higher education institutes of Pakistan, Academic Journal of Management Sciences, 1(1), 50- 56. (2012).
  37. Determinants of Bank Profitability in Pakistan: A Case Study of Pakistani Banking Sector. World Applied Sciences Journal, 15 (10), 1484-1493, (2011).
  38. Determinants of Dividend Policy of Foreign Listed Companies on Karachi Stock Exchange, Australian Journal of Basic and Applied Sciences, 5(12): 2917-2928, (2011).
  39. Job Demands, Employee Control and Occupational Stress Journal of Social Sciences AIOU, Vol. 12(2). (2009).

Books:

Title: Macroeconomy and Stock Return Volatility: Pakistan Vs. US Market

Authors: Sharif Ullah Jan, Hashim Khan, Faisal Khan, Publisher: LAP Lambert Academic Publishing, Publication Date: November, 2020

PhD Supervisions:

Student Name: Sharif-Ullah-Jan

Degree Awarded: PhD in 2019

Title “Macroeconomic Sensitivity, Risk Returns Trade-Off and Volatility Dynamics of Stock Returns: A Comparative Study of Pakistan Stock Exchange (PSX) and the New York Stock Exchange (NYSE)

University: Iqra National University, Pakistan

Name: Shatha Hussain

Academic Position: Finance and Accounting Lecturer

College/Department:

Finance and Accounting Department

Education:

PhD candidate

MSc in Accounting

Professional Experience:

  • Long academic experience in teaching  in different universities. Unified Accounting System – Accounting for Private Companies – Governmental Accounting System National Accounting - Budgets – Accounting Information Systems – Managerial Accounting. Financial Accounting – Advanced Financial Accounting - Accounting for hospitality – Accounting Information Systems – Governmental and for non-Profit Accounting – Computer Applications in Accounting – Financial Reporting Project – Intermediate Accounting I – Intermediate Accounting II.
  • Reviewer for the following Journals (Since 2019 until now):
  • International Journal of Economics Development Research (IJEDR).
  • Certified editor in International Journal of Economics Development Research (IJEDR)

Teaching Areas:

  • Financial accounting and auditing.
  • Financial management.
  • Management accounting.

Research Areas:

  • Accountability, Financial Accounting, performance & management, managerial Accounting, project management, behavioral finance, financial markets.

Memberships:

  • Now: Applied for Accountants & Auditors Association in the UAE

Conference Presentation:

  • The Influence of Effective Financial Reporting System (EFRS) on Project Success
  • AAS Hussain 31st The Eurasia Business and Economics Society (EBES) Conference 31 (31 …
  • The Relationship between Accounting Frauds and Economic Fluctuations: Financial inclusion and the Fintech revolution conference, April 2020.
  • “Explore the relationship between Accounting frauds & GDP fluctuations; a case of project based organization in UAE” Doctoral research Conference, British University in Dubai, May 2019.
  • “Companies who saved themselves through innovation; a case of Nintendo”, British University in Dubai, June 2019.
  • Investigating root causes of delays in large construction projects in UAE”, British University in Dubai, February, 2019.
  • The Influence of Effective Financial Reporting System (EFRS) on Project Success
  • AAS Hussain 31st The Eurasia Business and Economics Society (EBES) Conference 31 (31, 2020).

Publications:

The Relationship between Financial Reporting System and Project Success: A Case of Construction Projects in UAE

[Publisher  DAVID PUBLISHING] (indexed by EBSCO, SSRN, Google Scholar (h5-index: 9; h5-median: 13), J-Gate etc)

SM Hussain, F Khan, MMS Jumaa, SU Jan

Journal of Modern Accounting and Auditing 16 (8), 360-375, 2020

The Relationship between Accounting Frauds and Economic Fluctuations: A Case of Project Based Organizations in UAE

Journal of Economics and Public Finance

Vol. 6, No. 1, 2020

S Mustafa, F Khan

The Influence of Effective Financial Reporting System (EFRS) on Project Success, Journal of social sciences, Scopus indexed journal, cosmos Impact Factor: 6.120 (2019)

“The role of broad scope of MAIS development on managerial performance”, Tishreen University Journal for science, researches, and studies: Tishreen University, Syria, 2012.

The Relationship between Financial Reporting System and Project Success: A Case of Construction Projects in UAE, SM Hussain, F Khan, MMS Jumaa, SU Jan Journal of Modern Accounting and Auditing 16 (8), 360-375, 2020

The Influence of Effective Financial Reporting System (EFRS) on Project Success AAS Hussain 31st The Eurasia Business and Economics Society (EBES) Conference 31, 2020

Original Paper The Relationship between Accounting Frauds and Economic Fluctuations: A Case of Project Based Organizations in UAE, S Mustafa, F Khan


Name: Dr. S. Edmund Christopher
Academic Position: Assistant Professor

College/Department:

Department of Finance and Accounting, City University College of Ajman, Ajman.

Education:

  1. PhD - Commerce from Manonmaniam Sundaranar University, India
  2. M.Com - Accounting and Finance from Manonmaniam Sundaranar University, India
  3. MBA – International Business, Annamalai University, India.
  4. B. Com – Accounting and Finance from Manonmaniam Sundaranar University, India

Professional Experience:

  1. 2020 – to date: Assistant Professor. Finance and Accounting Department, CUCA.
  2. 2015 – 2020: Dean of Academic Affairs and Associate Professor, Emirates College for Management and Information Technology, ECMIT, Dubai, UAE.
  3. 2009 -2014: Associate Professor in MBA Department, Noorul Islam University, NIU, India.
  4. 2003 – 2008: Assistant Professor, HOD, BBA Department, Noorul Islam College of Arts and Science, India.

Teaching Areas:

  1. Accounting
  2. Accounting Information System
  3. Auditing
  4. Managerial Accounting/Finance
  5. Financial Management

Research Areas:

  1. Block chain and cryptocurrency
  2. Cloud Accounting
  3. Investment Management
  4. Behavioral Finance

Memberships:

  1. Approved Research Supervisor of Ph.D, in Noorul Islam University, India.
  2. Ph.D thesis External evaluator – Bharathiyar Univerisity, India.

Professional Development Certification Courses:

  1. Coaching-and-Mentoring
  2. Become-a-Superstar-Instructional-Designer
  3. Developing-the-Digital-Strategy
  4. Engaging-HE-Students-with-Project-Based-Learning
  5. Preparing-and-Creating-Lesson-Plans
  6. Student-Engagement-For-Online-Learning

Research Supervision - PhD and M.Phil.    (Noorul Islam University, India)

  1. M.Phil :  12 Awarded
  2. Ph.D :  4 Awarded

Conference Presentation:

  1. S. Edmund Christopher, Lakshmi Radhakrishnan,(2018) “Deeper Learning Heuristics: An Insight into QFEmirates Taxonomy for Metacognition”, Hamdan Bin Smart University -International Journal of Research, ISSN NO: 2236-6124, Volume 7, Issue VIII, August/2018, Page No:223-239,
  2. Edmund Christopher (2017) “Problems and Challenges of Retailers –A Macro Analysis in Worldwide”, Business Conference, Brunal University, London, Organizational Studies and Innovation Review Vol. 2 No.5 May, 2016, PP. 17-23, © Brunal University ,London.
  3. S. Edmund Christopher (2016) “Smart Learning Mechanisms for Quality Higher Education in UAE”, International Conference, Innovation Arabia 9 , Hamdan Bin Mohammed Smart University, UAE,
  4. S. Edmund Christopher (2016) “Smart Learning Mechanisms for Quality Higher Education in UAE”, International Conference, Innovation Arabia 9 , Hamdan Bin Mohammed Smart University, UAE,
  5. Edmund Christopher, (2014)”Job Stress in IT sector with special focus to Trivandrum, India”.Indian Streams Research Journal,ISSN: 2230-7850,Volume 4,Issuue 6, July 2014.
  6. S.Edmund Christopher, (2014)”Relaunching the Retailing in Small Towns:New Growth FrontiersOpen Up in Rural India”.International Journal of Marketing, Financial Services and Management Research,ISSN: 2277-3622,Volume 3(7), July 2014.pp.57-66.
  7. S. Edmund Christopher and Nithya Daimy.K.M., (2014) “Stress At Work- Causes and Consequences of Physical and Mental Health” SS International Journal Of Economics And Management, Vol. 4, ISSN 2231-4962.
  8. S. Edmund Christopher and Nithya Daimy.K.M., (2014) “ A Whiff Of IT Industry Work Stress And Accelerating The Productivity: With Special Reference To Indian IT Industry ”, Zenith International Journal of Business Economics and Management Research, Dec, 2014.ZIJBEMR
  9. S. Edmund Christopher and Sreeja.S (2013) “Strategic Role of micro-finances in Emerging self-help groups in India”, ICBDM 2013, ISSN:0973-3957, PP. 262-268.
  10. S. Edmund Christopher and Nithya Daimy.K.M. (2013) “Psycho -Emotional Causes And Prevention of Wok Stress – A Novel Remedial Approach”, ICBDM 2013, ISSN:0973-3957, PP. 114-118.
  11. S. Edmund Christopher and Jerry Joe Manoj.A (2013) “Impact of Advertisement:A study of selected FMCG Products in India”, ICBDM 2013, ISSN:0973-3957, PP. 158-168.
  12. S. Edmund Christopher and Saranya.C (2013) “Phenomenal role and its fast paced growth of retail industry in India: An analytical approach”, ICBDM 2013, ISSN:0973-3957, PP. 201-207.
  13. S. Edmund Christopher and Sujin,Ph.D. (2013) “Turbulent Phase of Indian Aviation Industry – A Focus with Physical and Financial Analysis” ICBDM 2013, ISSN:0973-3957, PP. 245-254.
  14. S. Edmund Christopher and Shibin Tad M.C (2013) “ Shipping Trade in India: A Wakeup call to Policy Refcorm & Dynamic Transformation” a. ICBDM 2013, ISSN:0973-3957, PP. 255-261.
  15. S. Edmund Christopher and Jasbin Bino.P (2013) “Changing Perception Towards the Educational System – An analytical Study in Kanyakumari District” ICBDM 2013, ISSN:0973- 3957, PP. 346-354.
  16. S. Edmund Christopher (2012) “Disaster Management: Need of Paradigm Shift from reactive approach to Proactive approach”. ICCDM 2012, PP. 228-244.
  17. S. Edmund Christopher and M. Jezer Jebanesan (2005) “Alleviation of Poverty: The Greatest Challenge to the Indian Dream”, Proceedings of the Second Multi-disciplinary National Seminar, Vol. II (Commerce), September, 2005, PP. 61-65, © Scott Research Forum

Publications:

International Journals Publications:

  1. S. Edmund Christopher , “Role of Blockchain and Cryptocurrency to Redefine the Future Economy”, Turkish Online Journal of Qualitative Inquiry (TOJQI), Volume 12, Issue 3, July 2021:3579- 3593, https://www.tojqi.net/index.php/journal/article/view/1851/1490
  2. Edmund Christopher, “Individual Investor’s Behavioral Biases On Investment Decision Making In UAE”, Journal of Xi'an University of Architecture & Technology, ISSN: 1006-7930, Volume XII, Issue VIII, August-2020.
  3. Edmund Christopher, “The Impact of Adopting ERP on Key Performance Indicator by the Mediation Effect of Critical Success Factors and Performance Indicators in Automobile Ancillary Industries”, International Journal of Recent Technology and Engineering (IJRTE), ISSN: 2277-3878, Volume-8, Issue-2S3, July 2019, Published By: Blue Eyes Intelligence Engineering & Sciences Publication.
  4. Edmund Christopher, “Perceptions and Behavior of Investors Towards Stock Indices Performances in UAE”, International Journal of Recent Technology and Engineering (IJRTE), ISSN: 2277-3878, Volume-8, Issue-2S3, July 2019, Published By: Blue Eyes Intelligence Engineering & Sciences Publication.
  5. Edmund Christopher, “Behavioral Approach of Stock Market Investment - with Special Reference to Retail Investors in UAE”, International Journal of Recent Technology and Engineering (IJRTE), ISSN: 2277-3878,Volume-8, Issue- 1C2, May 2019, Published By: Blue Eyes Intelligence Engineering & Sciences Publication.
  6. Edmund Christopher, “Banking Inventiveness a Catalyst for Demonetization Disorder –A Study with Special reference to New Generation Banks”, International Journal of EngineeringandTechnology,ISSN: 2227-524X7(3,6)(2018)168-171, www.sciencepibco.com/Index/php/IJET
  7. Edmund Christopher and Srinivasan, “The Impact Of Adopting ERP On Key Performance Indicator By The Mediation Effect Of Critical Success Factors And Performance Indicators In Automobile Ancillary Industries" International Journal of Public Sector Performance Management (IJPSPM).
  8. Edmund Christopher, Kinslin, Pradeep “Management Education in Kerala- Impact on Employability”, International Journal of EngineeringandTechnology,ISSN: 2227-524X7(3,6)(2018)375-378, www.sciencepibco.com/Index/php/IJET
  9. Edmund Christopher, Pradeep “Gender Factor-Impact on Employability: Special Reference to Management Students in Kerala”, International Journal of EngineeringandTechnology,ISSN: 2227-524X7(3,6)(2018)368-374, www.sciencepibco.com/Index/php/IJET
  10. Edmund Christopher, Pradeep “Business Schools in Kerala- Impact on Employability”, International Journal of EngineeringandTechnology,ISSN: 2227-524X7(3,6)(2018)372-374, www.sciencepibco.com/Index/php/IJET
  11. Edmund Christopher, Srinivasan “An Empirical Analysis on Critical Success Factors for Enterprise Resource Planning (ERP) Implementation in Automobile Auxiliary Industries”, International Journal of Engineering & Technology, 7 (3.27) (2018) 447-452, www.sciencepibco.com/Index/php/IJET
  12. S. Edmund Christopher, Lakshmi Radhakrishnan, Panchali Das., ‘Impact of ethical learning environment in fostering academic integrity’, Advance Research Journal of Multidisciplinary Discoveries, Vol.-8.0,Issue -1, Chapter –VIII -Jan-2017, E- ISSN NO : 2456 – 1045
  13. S. Edmund Christopher and Nithya Daimy KM Ph.D., ‘Reengineering the Process of Performance Evaluation towards the Employee’s Development – Need of the Time in IT Industry’, Journal of Chemical and Pharmaceutical Sciences, ISSN: 0974-2115, JCPS Volume 9 Issue 4, October - December 2016.
  14. S. Edmund Christopher and Nithya Daimy KM Ph.D., ‘Motive behind the pool of it professionals focusing Indian it industry – an analytic study’, Journal of Chemical and Pharmaceutical Sciences, ISSN: 0974-2115, JCPS Volume 9 Issue 4, October - December 2016.
  15. S. Edmund Christopher and Nithya Daimy KM Ph.D., ‘Analytical study on green HR practices- need a paradigm shift’, Journal of Chemical and Pharmaceutical Sciences, ISSN: 0974-2115, JCPS Volume 9 Issue 4, October - December 2016.
  16. S. Edmund Christopher and Srinivaasan Ph.D., ‘Drain The Women Entrepreneurial Effort To Manage Global Crisis Is The Need Of An Hour – A Focus Based On Indian Context"’, International Journal of Management Research -Singapore, Vol. 4, Issue 10, October 2016 IF- 4.88 ISSN: (2321-1709)
  17. S. Edmund Christopher and Pradeep Ph.D., ‘Need a Paradigm Shift for Navigating Better Work Life Balance to the Women Workaholics – With Special Reference to Women Professors "’, International Research Journal of Management and Commerce, Singapore Associated Asia Research Foundation, Vol.3, Issue 10, October 2016, IF – 3.861 - ISSN 2348-9766.
  18. S. Edmund Christopher and Pradeep Ph.D., ‘Work life Balance in Private Banking Industry – Insights from "’, International Research Journal of Management Research. Singapore, (IRJMR) Volume-4, Issue 10, Oct, 2016, IF-4.88 ISSN: 0(2321-1709), P (2394-4226).
  19. S. Edmund Christopher and Sujin Ph.D., Financial Analysis of Air India’s Net Asset and Total Asset- A Focus, Indian Journal of Research,ISSN-2250-1991, Vol-4- Issue-4, April 2015.
  20. S. Edmund Christopher and Nithya Daimy,Green HR Practices: A Unique Blend of Modern Management Practices’ International Journal of Applied Environmental Sciences, ISSN 0973-6077 Volume 10, Number 2 (2015), pp. 767-771,© Research India Publications
  21. S. Edmund Christopher and T.Sujin ‘ Employee Training and Development Practices in Air India-A Descriptive Glance’ International Journal of Applied Engineering Research, ISSN 0973-4562 Vol. 10 No.45 (2015) © Research India Publications.
  22. S. Edmund Christopher and T.Sujin ‘ An Analytical Study of Service Quality of Air India With Special Reference to Southern Region’ International Journal of Applied Engineering Research, ISSN 0973-4562 Vol. 10 No.45 (2015) © Research India Publications.
  23. S. Edmund Christopher and Nithya Daimy, ‘Employee Attrition Of It Industry In India- Externally Volatile Internally Dark Times: A Focused Study’ International Journal of Business and Administration Research Review, Vol.1, Issue.9, Jan- March, 2015. Page 8
  24. S. Edmund Christopher and Nithya Daimy,’ Stress At Work- Causes and Consequences of Physical and Mental Health’ International Journal of Management and Economics, SSIJEM VOLUME 4, ISSUE 6 [NOV 2014] ISSN 2231-4962.
  25. S. Edmund Christopher and Nithya Daimy, ‘A Whiff of it Industry Work Stress and Accelerating the Productivity: With Special Reference to Indian IT Industry’, ZENITH International Journal of Business Economics & Management Research, ISSN 2249- 8826 ZIJBEMR, Vol.4 (12), DECEMBER (2014)
  26. S. Edmund Christopher and Nithya Daimy, ‘Job Stress in IT Sector with Special Focus to Trivandrum, India’, Indian Streams Research Journal, ISSN 2230-7850, Volume-4 | Issue-6 | July-2014._

Book Publication: 

  1. “Research Methods for Business” – Dr. S. Edmund Christopher, Published by Thangams Digital Press, India, ISBN No: 978-93-8-609-41-06.

Name: Dr. Mohamad Saad El Dine Knio

Academic Position: Assistant Professor

College/Department:

School of Business/Accounting and Finance.

Education:

Knio holds a Ph.D. in Economics from Cardiff University (United Kingdom), MBA and MPhil from Cardiff University (United Kingdom) and Bachelor degree in Economics from Beirut Arab University (BAU); recently he has done the Circular Economy and Sustainability Strategy program from Cambridge University in United Kingdom.

Professional Experience:

Dr Knio is currently an Assistant Professor of Economics at the City University College of Ajman. He has served as an Assistant Professor, Assistant Dean and School Research Leader for the school of business at the Lebanese International University for 5 years, he has also served as a lecturer in many universities in Lebanon since 2011, recently, he got certified as a consultant in sustainability and development strategies from Cambridge University, United Kingdom. Moreover, Dr. Knio has delivered online webinars to faculty, staff and students for many universities in the MENA region pertaining to Research Methods and how to write an academic paper, and he has supervised more than 200 MBA students throughout his academic journey.

Teaching Areas:

Dr Knio has wide teaching experience in different economics subjects such as:

Microeconomics, Macroeconomics, Managerial Economics, Economic development, labor and growth, Economic resources, monetary and fiscal policy, International Trade, money and banking, Business research methods and Sustainability.

Research Areas:

Dr Knio’s research agenda revolved primarily around the art and science of Economics such as, Macroeconomics, Microeconomics, Stock Market, Fiscal Policy, Monitory Policy and sustainable development goals. Moreover, Dr Knio is in the process of finalizing his first book about “Sustainability”.

Memberships:

Dr. Knio is a reviewer member in the journal of the Advances in Science, Technology and Engineering Systems, field of Ergonomics. Dr knio was a member in many ERASMUS project such as:

  • Reshaping Attention and Inclusion Strategies for Distinctively vulnerable people among the forcibly displaced.
  • Research on Internationalization of HE with UNIMED

Conference Presentation:

  1. Dr. Knio has participated in many well reputable conferences around the world such as Oxford and Harvard University in United Kingdom and the states.
    • The Conference on Behavior in the Middle East Opportunities for Business, Istanbul Ayadin University, Turkey | 13th-15th of February 2020:
    • Abdallah, F., & Knio, M.-S. (2020). “The Impact of the Current Crisis in the MENA Region: The Case of the Lebanese Economy”.
    • Abdallah, F., & Knio, M.-S. (2020). “Investigating the Effect of Political Turmoil on the Behavior of Tadawul Stock Market, KSA”.
    • AlKholy, C.-E., Knio, M.-S., & Bellos, G.S.G., (2020). “The Effect of E-commerce Richness on Consumer Behaviour”.
    • Bellos, G.S.G., & Knio, M.S. (2020). “Estimating the Impact of the Effective Valorization of Cultural and Natural Resources for the Economic Development of Beirut”.
    • Noaman, S.-B., Knio, M.-S., & Bellos, G.S.G. (2020). “Investigating the Effects of the Lebanese Economic Crisis on Employee Turnover through Motivation and other mediating variables”.
    • The 7th Academic International Conference on Business, Marketing and Management, Oxford University, UK | 12th-14th of November 2018:

    Presented paper: “Examining the impact of political events on stock market return on Tadawul stock exchange KSA”.

    Participated as a session chairperson as well.

    • The International journal of Arts and Sciences (IJAS) International Conference for Business and Economics, Harvard University, Boston | 21st-25th of May 2018:
    • Presented paper: “Examining the impact of the Macroeconomics variable on stock market return in Tadawul KSA”.

    Participated as a session chairperson as well.

    • The first scientific conference for the faculty of Commerce and Business Administration about financial crises, Beirut Arab University, Lebanon | 27th of April 2009, as a Participant.

Publications:

Dr knio is an active researcher and has published many papers in well refereed journals such as, Taylor and Francis, Elsevier.

  • Abdallah, F., & Knio, M.-S. (2021). “Investigating the Effect of Political Turmoil on the Behavior of Tadawul Stock Market, KSA”, Journal of Transnational Management (Taylor & Francis).
  • Bellos, G.S.G., & Knio, M.S. (2021). “Estimating the Impact of the Effective Valorization of Cultural and Natural Resources for the Economic Development of Beirut”, Journal of Transnational Management (Taylor & Francis).
  • Knio, M.-S. (2018). “The Impact of the State Obstacles on Containment and Progress of Bitcoin”, Account and Financial Management Journal, 3(12), p. 1815-1824.
  • Knio, M.-S., & Bellos, G.S.G. (2018). “The Effective Valorization of Resources for the Economic Development of Tyre”, Account and Financial Management Journal, 3(11), p. 1794-1800.
  • Knio, M.-S., & Ayoub, M. (2018).” Examining the Impact of Syrian
  • Refugee Crisis on the Lebanese Economy: The Case of Banking Sector”, Account and Financial Management Journal, 3(11), p. 1759-1765.
  • Knio, M.-S., (2018) Examining the Impact of Macroeconomics Variables on Stock-Market Returns in Tadawul, KSA, International Journal of Business and Management Studies, 7, p. 187-202.

Book Chapters: 

  • Jeha, H., Knio, M.-S, Bellos, G.S.G. “Chapter 16: The Impact of Compensation Practices on Employees’ Engagement and Motivation in times of Covid 19”, In: COVID-19: Tackling Global Pandemic through Scientific and Social Tools, Elsevier. (Publication date: November 1st). https://lnkd.in/dRV4E-8.
  • Knio, M.-S., Balikel, A., Bellos, G.S.G. “Chapter 17: Examining the Impact of Covid-19 on Today’s Businesses”. In: COVID-19: Tackling Global Pandemic through Scientific and Social Tools, Elsevier. (Publication date: November 1st) https://lnkd.in/dRV4E-8.
  • Hassan, V., Knio, M.-S, Bellos, G.S.G.v“Chapter 18: How COVID-19 will change the future of tourism industry”. In: COVID-19: Tackling Global Pandemic through Scientific and Social Tools, Elsevier. (Publication date: November 1st) https://lnkd.in/dRV4E-8.

 

Online Magazines Articles 

  • Knio, M.-S. (2019). “The 2019 National Budgeting Key Gaps”, Dialectic Journal, 2, November, 2019.
  • Knio, M.-S. (2019). “A Glimpse on the Key Pillars of Our Economy”, Dialectic Journal, 1, October, 2019.

Name: Dr. Said EL Hajjar

Academic Position: Assistant Professor

College/Department: Finance & Accounting

Education:

  • Doctor of philosophy in Social Statistics. United Nations University for Global Peace, USA, December 15th
  • Master Sciences in Statistics. Arts, Sciences and Technology University of Lebanon (AUL) (Formerly: B C U), Beirut, Lebanon, September 2nd, 2002
  • Teaching Diploma (major mathematics). American University of Beirut / Lebanon, July 23rd , 1991
  • Bachelor of Sciences (major mathematics). American University of Beirut / Lebanon, July 23rd, 1991.

Professional Experience:
2021- Present   Assistant Professor. Finance & Accounting Department. City University College in Ajman.

  • Teaching Statistics.

2019-2021:   Mathematics and Statistics Instructor at GIS and AUL.  Lebanon

  • Teaching mathematics and statistics
  • Training the trainee in data analysis

2006 – August 2019:

Lecturer, Director of CSA at Ahlia University, Kingdom of Bahrain

Teaching different courses in statistics 

  • A first Course in Statistics (STAT 101)
  • Business Statistics (STAT 202)
  • Probability and Stochastic Modeling (STAT 302)
  • Medical statistics (STAT 201)
  • Modeling & Research Method (MAGT 550)
  • Making a Hard Decision EMSE020 (Master course). I was chosen with few instructors at Ahlia University to teach courses as exchange program with George Washington University in USA, this course belongs to this program.
  • Quantitative Methods (MAGT 500)

Teaching different courses in Mathematics 

  • Introductory Mathematical Analysis (Math 103 and Math 104)
  • Differential Calculus (Calculus I, Calculus II and Calculus III)
  • Orientation Mathematics (Math O50)
  • Preparatory Mathematics (Math O55)

Teaching different courses in ITCS

  • Foundations of Computing (undergraduate Level) (ITCS 203)
  • Advanced Algorithms (postgraduate level) (ITCS 506)
  • Exams Handling
  • Coordinator for some courses in the Mathematical Sciences Department at Ahlia University in Bahrain

Post Graduate courses 

  • Supervise data analysis for a PhD student's thesis in E-government of Bahrain (Brunel University in UK an affiliation program with Ahlia University)
  • Supervise data analysis for a PhD student's thesis in E-Learning in Schools (Brunel University in UK an affiliation program with Ahlia University)
  • Supervise data analysis for a PhD student's thesis in marketing (Brunel University in UK an affiliation program with Ahlia University)

2011-2014

Assigned General Director for Ahlia School besides my work at Ahlia University

2005/06

Lecturer: Dar Al Fikr High School / Jeddah/ Saudi Arabia.

  • Teaching different concepts in statistics
  • Teaching different  concepts  in  Mathematics

     (undergraduate Levels)

  • Calculus I and II
  • Perspective Geometry
  • Complex Numbers
  • E-Learning for Mathematics and Statistics
  • Coordinator of statistics and Mathematics

  2000- 2002

 Part Time Lecturer: Arts, Sciences and Technology University of Lebanon / Beirut/ Lebanon.

  • Teaching different  concepts  in  statistics

     (undergraduate Levels)

  • Statistics I and II
  • Probability and Statistics.
  • Business Stat I
  • Teaching different concepts in Mathematics

     (undergraduate Levels)

  • Calculus I, II and III
  • Linear Algebra
  • Differential Equations
  • Numerical Analysis

1993/2002

Full Time Lecturer: Hariri High School II and Rafic Hariri High School. / Beirut/ Lebanon.

  • Teaching different concepts in Mathematics

     (Secondary Levels)

  • Modern Algebra
  • Space Geometry
  • Analytical Geometry
  • Arithmetic
  • Coordinator for mathematics (Secondary Levels)

Teaching Areas:

  • Mathematics
  • Statistics
  • Research Methods

Research Areas:

  • Mathematics
  • Statistics
  • Marketing
  • Management
  • Innovation
  • Applied Probability
  • Mathematics Education
  • Statistics Education
  • Interactive and E-Learning
  • Modelling: Testing and Analysis
  • Statistical software
  • Educational Technology

Memberships:

  • American Association for Science and Technology (Member, 2015). No.: 1001138
  • Member of the Scientific Program Committee 2016. International Academy of Computer & IT Engineering.

Conference Presentation:

  • 6th Abu Dhabi University Annual International Conference: Mathematical, Physical Sciences & Engineering Applications. UAE, Abu Dhabi, December 19-21, 2017.
  • Mathematical Sciences Day. How to use Mediator and Moderator Variables? Ahlia University 2nd May, 2017
  • Fifth Annual Research Forum. Learning Statistics: Traditional vs. Technology.

Ahlia University 22-23 April, 2017.

  • Seminar at Ahlia University. Disadvantages of Impact Factor. 24 April, 2017.
  • Seminar at Ahlia University. تكنولوجيا التعليم وتأثيرها على التحصيل العلمي. 07 November, 2016.
  • International Conference on Arts, Education and Social Science (ICAES) Barcelona, Spain 16th-17th October, 2016.
  • EANM’16 Pre-Congress Symposium CME. Barcelona, Spain. October 17, 2016.
  • Symposium on Oil Crises. Ahlia University event at the Intercontinental Regency Hotel. Tuesday 31\5\2016.
  • Fourth Annual Research Forum. Testing the reliability and the validity of a proposed scale. Ahlia University 28-29 March 2016.
  • Seminar at Ahlia University. Statistical Analysis Skills for Instructor Evaluation ( ) 30 December, 2015.
  • The International Journal of Arts & Sciences (IJAS) International Conference for Teaching and Education which was held at the Katholische Akademie der Erzdiozese Freiburg, Wintererstr 1, 79104 Freiburg, Germany, on December 1- 4, 2015.
  • 2015 International Conference on Computer Science and Information Systems (ICCSIS-15) April 24-25, 2015 Pattaya (Thailand).
  • European Conference “The 2014 International Conference on Education and Modern Educational Technologies. The conference was held at EL Greco Resort, Santorini Island, Greece, July 18-20, 2014.
  • 5th international Conference on Education and Education Technologies (EET’14), Kuala Lumpur, Malaysia, April 23-25, 2014.
  • Euro-American Conference for Academic Disciplines (Paris 2013). France, April 8-11, 2013.
  • IJAS conference for Academic Disciplines at the American University of ROME.  Rome Italy, October 29-November 1, 2012.
  • IJAS International Conference for Academic Disciplines in Gottenheim, Germany, which held at Schulstrasse 15, 79288 Gottenheim, Germany on April 8 – 12, 2012.
  • 15th International Association of Science and Technology for Development Proceedings(IASTED), International Conference of Technology for Education, Dallas, USA. December 14-16, 2011.
  • European Conference for Academic Disciplines at Schulstrasse 15, Gottenheim, Germany, from April 10 to 15, 2011. 
  • International Conference On Higher Education In The 21st   Century   "   Bahrain …Pioneering Excellence    In    Higher    Education” From   0 3 / 0 6 /2007    Till   0 4 / 0 6 / 2007.
  • 4th I E E E – G C C 2007 " Towards Techno-Industrial Innovations " From 11 / 11 / 2007 Till 14 / 11 / 2007.
  • Ahlia University: Seminar about the influence of interactive learning on the teaching process, April 13 / 2008.
  • Brunel & Ahlia Doctoral Symposium, February 28 – March 1 / 2009. Ahlia University, Bahrain.
  • Brunel & Ahlia Doctoral Symposium, February 22 – February 23 / 2010. Ahlia University, Bahrain
  • E-LEARN 2010 - World Conference on E-Learning in Corporate, Government, Healthcare & Higher Education, Orlando, Florida: October 18-22, 2010.

Publications:

  • Papers 
  • Modelling the Decision-Making Process of Financial Path Transition from Entrepreneur’s Perspective using a Fuzzy Cognitive Mapping. World Journal of Science, Technology and Sustainable Development. Emerald Publishing. 18(4); pp. 351-372, 2021.
  • Learning Statistics: Theoretical Vs. Research Courses. International Journal of Engineering and Future Technology. 16(2); 32- 42. 2019. ISSN: 2455-6432.Said EL Hajjar.link
  • Exploring the Factors That Affect Employee Training Effectiveness: A Case Study in Bahrain. SAGE Open. June 17, 2018. pp. 1-12. journals.sagepub.com/home/sgo. Said EL Hajjar and Madina Sughra link
  • Running Mediator or Moderator Variables in a Conceptual Model. International Journal of Applied Mathematics and Statistics, J. Appl. Math. Stat.; Vol. 57; Issue No. 1; pp. 198-208. Year 2018, ISSN 0973-1377 (Print), ISSN 0973-7545 (Online). Said Taan EL Hajjar
  • Implementation Influence of ISO9000 on Organization’s Performance. International Journal of Business and Management; Published by Canadian Center of Science and Education; Vol. 12, No. 7; pp. 100-114, 2017. ISSN 1833-3850 E-ISSN 1833-8119. Amal AL Othman, Said Taan EL Hajjar.link
  • A Pilot Study to Develop a Reliable Scale that Measures the Influence of Using Technology on Student’s Performance in Learning Statistics. International Conference on Arts, Education and Social Science (ICAES) Barcelona, Spain 16th-17th October, 2016. Paper ID: RW-ICAESSPAIN-16106-1503. Official Page of event: ISBN: 978-93-86083-34-0. pp. 01-09. Said EL Hajjar.
  • An Empirical Study about the Influence of Word of Mouth on Client Changing Behavior: The Case of Computer Industry in the State of Kuwait. International Journal of Business and Management. Canadian Center of Science and Education. ISSN 1833-3850 E-ISSN 1833-8119. Vol. 11, No. 4; pp. 161-177. 2016. doi:10.5539/ijbm. v11n4p161. Said EL Hajjar & Jaber AL Eidan. ; URL: link. 
  • An Empirical Study to Examine the Effect of Realistic Job Preview on Expectancies, Personal Goals and Performance. International Journal of Business and Management. Canadian Center of Science and Education. ISSN 1833-3850 ;  E-ISSN 1833-8119 .  11, No. 2; pp. 164-183. 2016.   doi:10.5539/ijbm.v11n2p164.  Hanadi M. Chehade & Said T. EL Hajjar link
  • An Empirical Approach of Exploring and Confirming a Reliable Scale for Faculty Evaluation at Higher Institutions. The International Journal of Arts & Sciences (IJAS) International Conference for Teaching and Education which was held at the Katholische Akademie der Erzdiozese Freiburg, Wintererstr 1, 79104 Freiburg, Germany, on December 1- 4, 2015. The extension of this paper is published at The International Journal of Arts & Sciences. ISSN: 1944-6934. 08(08): 53-76 (2015). Said T. EL Hajjar.
  • A Statistical Approach Describing the Impact of Using Moodle at Higher Institutions. 2015 International Conference on Computer Science and Information Systems (ICCSIS-15) April 24-25, 2015 Pattaya (Thailand). ISBN: 978-93- 84468-22-4; pp. 25-33. Said T. EL Hajjar.
  • A Statistical Study to Provide Estimators of Hurst Parameter for a Fractional Brownian Motion Through Unbalanced Sampling Time. International Journal of Mathematical Analysis and Applications. ISSN: 2375-3927. 2 (1), pp 1-8, 2015. Said T. EL Hajjar.link
  • An Empirical Study about the Influence of Moodle on the Teaching – Learning Process at Higher Institutions. European Conference “The 2014 International Conference on Education and Modern Educational Technologies. The conference was held at EL Greco Resort, Santorini Island, Greece, July 18-20, 2014. Advances in Educational Technologies ISBN: 978-1-61804-238-5, pp. 182- 185, 2014. Said T. EL Hajjar.
  • A Statistical Study to Develop a Reliable Scale to Evaluate Instructors within Higher Institutions. WSEAS TRANSACTIONS on MATHEMATICS. WSEAS Transactions on Mathematics, ISSN / E-ISSN: 1109-2769 / 2224-2880, Volume 13, 2014, Art. #86, pp. 885-894. Said T. EL Hajjar. link
  • Developing a Scale to Evaluate Instructors within Higher Institutions. Computers and Technology in Modern Education. North Atlantic University Union (NAUN). 5th international Conference on Education and Education Technologies (EET’14), Kuala Lumpur, Malaysia, April 23-25, 2014. Educational Technologies Series \ 11. ISSN: 2227-4618. ISBN: 978-960-474-369-8. Pp. 148-157. Said T. EL Hajjar.
  • An Empirical study to develop a Structure Equation Model Showing the Impact Level of Market Orientation Among the Financial Services Providers in a Resource-Based Economy. International Journal of Innovation and Knowledge Management In Middle East and North Africa. Volume 34, Number 3, 2014, pp. 227-258. Abdulmonem Al-Shirawi, Said T. EL Hajjar and Charles Dennis.
  • E-Learning as A Good Market in E- Commerce. Euro-American Conference for Academic Disciplines Paris, April 8-11,2013. The extension of this paper is published at the International Journal of Multidisciplinary Thought. ISSN:2156-6992: 4(1), 2014, pp. 121- 131. Said T. EL Hajjar.link
  • An Empirical Study of Exploring and Confirming a Reliable Scale to Measure the Level of Market Orientation In A Resourced Based- Economy. International Journal of Innovation and Knowledge Management in Middle East and North Africa (IJKMMENA) Volume 2, Number 2, 04/10/2013, pp. 103 -124, Abdulmonem Al-Shirawi, Said T. EL Hajjar and Charles Dennis.
  • The Use of Interactive Learning Will Clarify Abstract Mathematical Concepts. This paper is presented at the International Conference: Mathematical Science & Applications. Abu Dhabi, UAE December 26-30, 2012. The International Journal of Mathematics and Computation. ISSN: 0974-570X . Issue 1, Volume 22, 2014, pp. 89-98. Said T. EL Hajjar.link
  • An Empirical Study to Initiate a Reliable Scale About the Impact of Developing and Instructing Statistical Online Courses on Virtual Teaching. IJAS conference at the American University of ROME October 29-November 1, 2012. International Journal of Multidisciplinary Thought. ISSN:2156-6992: 4(1),2014, pp. 327-345. Said T. EL Hajjar.link
  • Modeling Critical Factors Influencing the Implementation of E-Learning. Global Time- Online Conference on Technology, Innovation, Media and Education. Association for the Advancement of Computing in Education (AACE). Feb. 7-9, 2012, USA. ISBN 1-880094-83-5, Volume 2012. Issue 1, pp. 283-293. Madina Taha and Said T. EL Hajjar. link
  • Developing a Scale to Measure the Level of Market Orientation in the Financial Services Sector within A Resourced-based Economy. 2012 International Conference on Economics, Business Innovation – ICEBI May 5 – 6, 2012, Singapore. ISSN:2010-023X.Vol. 38.pp. 27-33. Abdulmonem Al-Shirawi, Said T. EL Hajjar and Charles Dennis.link
  • The Effect of Using Screencasting, Lab Instruction and Traditional Lecture Student’s Academic Achievement in Statistics. IJAS International Conference for Academic Disciplines in Gottenheim, Germany, which is held at Schulstrasse 15, 79288 Gottenheim, Germany on April 8 – 12, 2012. This paper is published at the International Journal of Multidisciplinary Thought. ISSN:2156-6992: 2 (3):341-349 (2012). Said T. EL Hajjar.
  • Websites That Develop Access to Mathematics Teaching Bring Mathematics to Real Life. The International Association of Science and Technology for Development Proceedings (IASTED), the 15th IASTED International Conference of Technology for Education, Dallas, USA. December 14-16, 2011. ISSN: 978-0-88986-906-6. 754 -031 TE, pp. 114-121. Said T. EL Hajjar. link
  • An Empirical Study About the Use and Implementation of Software in Statistics at Higher Education Institutions. International Journal of Basic & Applied Sciences IJET-IJENS. ISSN: 111006-3939-IJET-IJENS Vol:11 ISSUE:06. December, 2011. Pp. 45-54. Said T. EL Hajjar.link
  • Guiding Mathematics from Theory to Interactive Application Makes Learning More Meaningful. European Conference for Academic Disciplines at Schulstrasse 15, Gottenheim, Germany, April 10 to 15, 2011. Published at IJAS on December 2011. ISBN: 1944-6934Volume 4, No. 16. Pp. 415-426. Said T. EL Hajjar.link
  • An Empirical Study about the Impact of Local and Global functions on Student’s Behavior. International Journal of Basic & Applied Sciences IJBAS-IJENS. Vol:11 ISSUE:01. ISSN:2077-1223, 111501-4242 IJBAS-IJENS , February 15, 2011 IJENS. pp. 1-25. Said T. EL Hajjar.link
  • The Influence of Interactive Learning on the Teaching Process. Association for the Advancement of Computing in Education (AACE).E-LEARN 2010 – World Conference on E-Learning in Corporate, Government, Healthcare & Higher Education, Orlando, Florida: October 18-22, 2010. ISBN 1-880094-83-5. Volume 1, issue1. pp.1530-1540. VA: AACE. Said T. EL Hajjar.link
  • Indeterminate Forms and Their Behaviors. WSEAS Journal. WSEAS Transactions on Mathematics. ISSN: 1109-2769; Issue 11, volume 7, November 2008. pp. 657-665. Said T. EL Hajjar. link
  • Improving Probability Education Through Statistical Experiments. WSEAS Journal. WSEAS Transactions on Mathematics    ISSN: 1109-2769; Issue 6, volume 7, June 2008, pp.  382-390. Said T. EL Hajjar. link

Books

1-  Investigating the Success of E-Learning  in Secondary Schools: The case of the Kingdom of Bahrain. “SARA BOOK PUBLICATION.” India in 2016. ISBN: 978-1-63040-941-8. 2016, pp. 1-156. Authors: Said Taan EL Hajjar, Madina Taha, and Jane Coughlan.  http://sarapublication.com/

2- Probabilities & Statistics: Model- Realization. “LAMBERT Academic  Publishing”, Germany. ISBN: 978-3-659-66002-3. 2015, pp. 1- 85. Author: Said Taan EL Hajjar. https://www.amazon.fr/Probabilities-Statistics-Said-Taan-Hajjar/dp/3659660027

3- Basic Business Course in Statistics I “BBC STATISTICS I “. Scope: sophomore students. This text book is published at “Author House”, UK in ISBN: 978-1-4918-8448-5 (sc); ISBN: 978-1-4918-8449-2 I, pp. 1-353. Author: Said Taan EL Hajjar. www.authorhouse.co.uk

4- Basic Business Course in Statistics II  “BBC STATISTICS II “. Scope: junior and senior students. This text book is published at “Author House”, UK in  2014. ISBN: 978-1-4918-8484-3 (sc); ISBN: 978-1-4918-8485-0 I, pp. 1-395. Author: Said Taan EL Hajjar  www.authorhouse.co.uk

5- Introductory Mathematical Analysis.  Scope:  sophomore and junior students. This text book is published at “Xlibris Corperation”, USA in 2011. ISBN    Hard Cover 978-1-4628- 8788-0  Soft Cover 978-1-4628-8789-7; Ebook 978-1-4628-8790-3, pp. 1-347.  Author: Said Taan EL Hajjar http://bookinfos.org/introductory
mathematical-analysis-ebook-reb.html

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Scholarships & Discounts

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Application⬧Admission⬧Registration Fees ( Undergraduate Programs )
Program Degree Major Medium of

Instruction

 Program Duration Credit Hours Tuition Fee per credit hour in AED Annual

Tuition Fee for 10 Courses in AED
Health

Sciences

 Bachelor Dental

Surgery

 English 5 years 194 2200 88,000

(40 Credit hours)
Business

Administration

 Bachelor Marketing English 4 years 120 999 29,970
Bachelor Finance &

Accounting

 English 4 years 120 999 29,970
Bachelor Human

Resource

Management

 English 4 years 120 999 29,970
Bachelor Human

Resource

Management

 Arabic & English 4 years 129 1029 30,870
Bachelor Management

Information

Systems

 English 4 years 120 999 29,970
Bachelor Hospitality and Tourism Management English 4 years 120 908 27,240
Law

Program

 Bachelor Law Arabic & English 4 years 129 1029 30,870
Public

Relations and

Advertising

 Bachelor Public

Relations

 Arabic & English 4 years 126 999 29,970
Bachelor Advertising Arabic & English 4 years 126 999 29,970

 

Item Amount in AED Description
Application and Admission Fee 1500 One-time fee submitted with the application (non-refundable)
Application and Admission Fee

(for International Students)

 3000 One-time fee submitted with the application (non-refundable)
Registration Fee 550 Per semester (Fall and Spring) (non-refundable)
Registration Fee 330 Per session (Summer) (non-refundable)
Students Activities Fee 275 Per semester (Fall and Spring) (non-refundable)
Students Activities Fee 110 Per session (Summer) (non-refundable)
Transfer of Credits Fee 330  
Late Registration 220 One-time fee submitted with the request (non-refundable)
Intensive English Program – Per course
Level 1 6050 The program consists of 3 levels
Level 2 4840 Duration is one semester (180 Study Hours)
Level 3 4235 Duration is one semester (135 Study Hours)
Intensive English Program for Programs taught in Arabic – Duration is one semester (90  Study Hours)

The program consists of 2 levels
Level 1 4538 Duration is one semester (112 Study Hours)
Level 2 4235 Duration is one semester (90 Study Hours)
Visa processing Fee 2000 –
Visa Deposit 5000 Refundable at the time of visa cancelation and cross verify with PRO team after completing one year of study at CU Ajman.
Computer Lab Fees 715 Bachelor of Dental Surgery
Laboratory and Clinic fees

(per semester) 1st to 3rd Year

 4400 Bachelor of Dental Surgery
Laboratory and Clinic fees

(per semester) 4th and 5th Year

 6600 Bachelor of Dental Surgery

 
Productive lab Fee (per semester)

4th and 5th Year

 3300 Bachelor of Dental Surgery
Training Fees (4th and 5th year) summer 1 4400 Bachelor of Dental Surgery (per session)
Training Fees (4th and 5th year) summer 2 4400 Bachelor of Dental Surgery (per session)
Add/Drop Processing fee 33 For each request form
Re-Test Fee (Undergraduate) 330  
Incomplete Exam fee (Undergraduate) 1100  
Graduation Fee 1375  
Transcript Fee 83  
ID Replacement Fee 55  
Degree Replacement / Extra copy fee 550  
Change Major Fee 550  
Grade Appeal Fee 220 Per Course
  • Fees are subject to 5% Value Added Tax (VAT).
  • Annual Tuition Fees exclude the registration, student activities and text books fees.
  • AED represents United Arab Emirates Dirhams.
  • CU Ajman may charge fees for additional services and facilities as required, and may increase fees at anytime without prior notice.